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EXPERT ADVICE

The Sunny Side of the Durbin Amendment

The Durbin Amendment is well-known throughout the financial services community thanks to extensive media analysis over the past year. Originally scheduled to take effect last month, the Durbin Amendment, an addition to the Dodd-Frank Wall Street Reform and Consumer Protection Act, will now take effect in October. Initiated as a result of merchant concerns about their costs for accepting debit card transactions, the Durbin Amendment limits the amount a card issuer can collect for debit card interchange fees -- also called "swipe fees." ...

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